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Buying a Home in Conroe 77384 in 2026: Grand Central Park, Stewart Heights, Wedgewood Falls
Dated: January 1 2006
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Buying a Home in Conroe 77384 in 2026: Grand Central Park, Stewart Heights, Wedgewood Falls
What Makes 77384 Different from Neighboring Conroe ZIP Codes?
ZIP code 77384 occupies a strategically important stretch of Montgomery County directly south of downtown Conroe and just north of The Woodlands. Addresses here sit at the convergence of I-45, SH-242, and SH-336, making them accessible to Conroe's job centers, The Woodlands' retail corridor, and the broader North Houston employment market. The 77384 zone includes Grand Central Park (Johnson Development's 2,046-acre master-planned community), Stewart Heights, Wedgewood Falls, Hidden Lake, Crighton Ridge, Crighton Woods, River Plantation, North Hills, and Westridge Cove. Price ranges span from low-$300K townhomes to $700K-plus custom homes, but what separates the highest-value streets from the most affordable ones comes down to one key question: which taxing entities govern your specific parcel.
TL;DR: In 77384, the median sale price ran $427,500 in April 2026 per HAR MLS data for 77384. A typical City of Conroe homeowner in the ZIP pays roughly 1.91% all-in on taxable value before MUD charges, per Montgomery County property tax analysis. Add a MUD layer of $0.60-$0.86 per $100 and the effective rate in active MUD communities reaches 2.5% or more. Texas homestead exemptions under Sec. 11.13 reduce your bill once your primary residence designation is filed with Montgomery County Appraisal District.
Grand Central Park: Johnson Development's Signature Conroe MPC
Grand Central Park is the marquee new-construction community in 77384. Johnson Development (the same firm behind Riverstone in Sugar Land) opened the community along I-45 south near SH-242, with a location described as five miles north of The Woodlands. The full development spans 2,046 acres with over 1,400 single-family homes already built, per HAR community data. The median appraised value in the community was $461,598 as of 2025 assessments.
The amenity package at Grand Central Park revolves around The Lake House, a 13-acre complex with a 7,600-square-foot clubhouse, resort-style pool, and miles of wooded trails called The Grandeur. New homes are priced from the $300s to the millions at grandcentralparktx.com, with builders active across multiple phases delivering move-in-ready inventory through 2026.
Tax structure in Grand Central Park is a key consideration. The community sits within the Conroe Municipal Management District 1 at 0.8600% per $100, layered on top of Conroe ISD (0.9496%), Montgomery County (0.3790%), City of Conroe (0.4272%), Lone Star College District (0.1076%), and the Montgomery County Hospital District (0.0497%), per HAR's Grand Central Park tax rate data. The combined rate for a Grand Central Park home inside City of Conroe limits: approximately 2.77% before homestead.
Other 77384 Communities: Stewart Heights, Wedgewood Falls, and Beyond
The 77384 ZIP is not only Grand Central Park. Several established and semi-established communities offer alternatives at different price and tax points.
Stewart Heights sits near SH-242 with resale inventory predominantly in the $320K-$450K range. It predates Grand Central Park and carries older MUD infrastructure with generally lower per-$100 rates as bonds mature. Access to SH-242 makes the neighborhood popular with commuters heading to either Conroe or The Woodlands.
Wedgewood Falls is a gated community in the north part of 77384 with a mix of production and semi-custom homes. Prices run $380K-$550K. The community is served by Conroe ISD schools in the Conroe/The Woodlands attendance split, and the HOA maintains walking paths and a neighborhood pool.
Hidden Lake and Crighton Ridge offer lakefront and wooded lots in the $300K-$500K range, with mature trees that are increasingly rare in newer MPC phases. River Plantation is a well-established older community dating to the 1970s along the West Fork San Jacinto River with homes commonly in the $280K-$420K range, though flood zone awareness is essential (more on that below). North Hills and Westridge Cove are smaller subdivisions with resale pricing in the $290K-$380K corridor, appealing to buyers who want established neighborhoods without MPC-scale HOA costs.
Crighton Woods offers mid-range homes from $350K-$500K with larger lots than most Grand Central Park phases, positioned between the SH-105 and SH-242 corridors.
Conroe ISD Schools Serving 77384 Addresses
School zoning in 77384 is more complex than it appears because some addresses feed to campuses associated with The Woodlands feeder zone under Conroe ISD, while others feed to Conroe High School-area campuses. Here is how the major feeders work:
The Woodlands High School feeder (southern 77384): A portion of 77384 addresses, particularly those closer to SH-242 and the southern edge of Grand Central Park, feed into The Woodlands High School attendance zone through Conroe ISD. That chain includes Glen Loch Elementary (27505 Glen Loch Drive, The Woodlands, TX 77381), Knox Junior High, and The Woodlands High School, per Conroe ISD's feeder zone page.
Conroe High School feeder (northern 77384): Other 77384 addresses, particularly those in River Plantation, North Hills, and upper Crighton Ridge, feed to Bush Elementary, Powell Elementary, and Mitchell Intermediate, ultimately feeding Conroe High School. Powell Elementary has a strong community reputation and is one of the well-regarded Conroe ISD campuses in this geography.
Conroe ISD holds the third-lowest tax rate in the Houston metropolitan area according to The Woodlands High School's recognition page, which is a meaningful factor for long-term carrying costs. The 2025 Conroe ISD rate of $0.9496 per $100 is unchanged from the prior year and is well below the Houston area's highest ISD rates.
Because feeder zones shift and can be address-specific, always verify your home's exact school assignment directly with Conroe ISD rather than relying on community marketing materials.
Montgomery County Property Tax Mechanics and MUD Overlays
Understanding your total tax burden in 77384 requires knowing every entity that taxes your parcel. The base layer for a typical City of Conroe homeowner looks like this:
| Taxing Entity | 2025 Rate per $100 | Share of Bill |
|---|---|---|
| Conroe ISD | $0.9496 | 50% |
| City of Conroe | $0.4272 | 22% |
| Montgomery County | $0.3770 | 20% |
| Lone Star College | $0.1060 | 6% |
| MC Hospital District | $0.0497 | 3% |
| Base Total | ~$1.91 | 100% |
Source: Ballard Property Tax Protest Montgomery County analysis.
The MUD layer adds on top. Conroe Municipal Utility District No. 1 runs $0.60 per $100 (Conroe MUD 1 data via Utility Tax Service), while the Grand Central Park-specific Conroe Municipal Management District 1 runs $0.8600 per $100. Montgomery County has over 150 MUDs, and rates vary from $0.07-$0.17 in The Woodlands (where bonds are largely retired) to $1.00-plus in newer developments.
The Lone Star Groundwater Conservation District is a separate regulatory body in Montgomery County that does not levy a property tax rate but governs groundwater withdrawal permits. Some MUDs in the county pay fees into LSGCD for compliance, which can factor into future utility rate adjustments.
Homestead exemptions under Texas Property Tax Code Sec. 11.13 are filed with Montgomery County Appraisal District (MCAD). The school district portion of your taxable value drops by $100,000 immediately, saving a Conroe ISD homeowner approximately $950/year on the school line alone. Montgomery County's own $5,000 minimum exemption or 20%-of-value exemption (whichever is greater) reduces the county portion further.
Worked Example: $425K Grand Central Park Townhome
Assume a $425,000 purchase price for a Grand Central Park townhome within City of Conroe limits, in the Conroe Municipal Management District 1.
Taxable value year one (before homestead): $425,000
| Entity | Rate per $100 | Annual Tax |
|---|---|---|
| Conroe ISD | $0.9496 | $4,036 |
| City of Conroe | $0.4272 | $1,816 |
| Montgomery County | $0.3770 | $1,602 |
| Lone Star College | $0.1060 | $451 |
| MC Hospital District | $0.0497 | $211 |
| Conroe Muni Mgmt Dist 1 | $0.8600 | $3,655 |
| Total Annual | $11,770 | |
| Monthly Tax Escrow | $981 |
Financing $400,000 (after a $25,000 down payment) at 6.75% on a 30-year fixed produces principal and interest of approximately $2,594/month. Add homeowner's insurance around $175/month for a townhome and HOA fees for Grand Central Park averaging around $100-$150/month. Total monthly carrying cost: approximately $3,850-$3,900 before homestead.
With the Sec. 11.13 homestead exemption applied in year two, Conroe ISD taxable value drops by $100,000, saving roughly $79/month on the school line, bringing effective monthly cost closer to $3,775.
SH 242 Corridor Growth: Texas Children's and HCA Conroe
The SH-242 corridor running east-west through 77384 has become one of the most active commercial growth corridors in Montgomery County. Two major healthcare anchors now serve the area directly:
Texas Children's Hospital North Campus opened along SH-242, bringing specialist pediatric care to families who previously had to travel to the Texas Medical Center. The campus has expanded since opening and is a significant employment hub in the corridor.
HCA Houston Healthcare Conroe on Interstate 45 in Conroe is the primary adult acute-care hospital serving 77384 addresses, with a full emergency department and surgical capabilities per HCA Houston Healthcare Conroe's site.
This healthcare infrastructure, combined with corporate parks near I-45 and SH-242, has driven sustained population growth in the 77384 corridor. The concentration of medical employment also attracts physician households seeking homes in the $450K-$750K range, which directly influences price appreciation in Grand Central Park and adjacent communities.
Commute Routes from 77384
To The Woodlands (5-10 minutes): Town Center, Hughes Landing, and Research Forest office parks are a short I-45 south drive, making 77384 popular with Woodlands-employed buyers priced out of Woodlands Township.
To Downtown Houston (45-55 minutes): I-45 south covers roughly 38 miles. HOV lanes are available for two-or-more occupants; without HOV budget 55-65 minutes peak. The Conroe Park and Ride connects to METRO Express service.
To Lake Conroe (15-20 minutes): SH-105 west from I-45/SH-336 reaches the Lake Conroe marina corridor in about 15 minutes, a recreational draw that nearby Woodlands-adjacent ZIPs lack.
SJRA Flood Release and West Fork San Jacinto Considerations
The West Fork San Jacinto River runs along portions of 77384, and the San Jacinto River Authority (SJRA) manages Lake Conroe's dam on SH-105. During major storm events, SJRA may increase release volumes to protect dam integrity, raising river levels downstream along the West Fork, per SJRA's official site. The 2017 Harvey releases were a defining event for downstream property owners; SJRA has since updated its operating protocols.
Communities most exposed within 77384 include River Plantation (adjacent to the West Fork floodplain) and lower parcels near Caney Creek tributaries. Buyers should pull a Flood Certificate through their lender, review the specific address at FEMA's Map Service Center for Zone AE or Zone X designation, request the seller's flood claims history, and get a Risk Rating 2.0 NFIP quote.
Grand Central Park, Stewart Heights, Wedgewood Falls, and Crighton Ridge sit at higher elevations and generally carry Zone X designations, though this should be confirmed per address rather than assumed.
Frequently Asked Questions
What is the total property tax rate in Grand Central Park Conroe?
Grand Central Park's combined 2025 rate is approximately 2.77%, stacking Conroe Municipal Management District 1 ($0.8600), Conroe ISD ($0.9496), City of Conroe ($0.4272), Montgomery County ($0.3790), Lone Star College ($0.1076), and the MC Hospital District ($0.0497), per HAR community data. On a $425,000 assessed value, total taxes run roughly $11,770/year before the homestead exemption.
Which schools serve Grand Central Park and southern 77384?
Many Grand Central Park addresses fall in The Woodlands High School feeder zone (Glen Loch Elementary, Knox Junior High), per Conroe ISD feeder zone data. Northern 77384 addresses feed to Bush Elementary, Powell Elementary, Mitchell Intermediate, and Conroe High School. Always verify the specific address with Conroe ISD before committing.
How does Conroe ISD's tax rate compare to neighboring districts?
Conroe ISD's 2025 rate of $0.9496 per $100 is the third-lowest in the Houston metro area, per The Woodlands High School district communications. Fort Bend ISD runs $1.0569 per $100 in 2025, meaning a $425,000 homeowner in Fort Bend ISD pays roughly $475 more per year on the school line alone.
What is the flood risk for River Plantation in 77384?
River Plantation sits adjacent to the West Fork San Jacinto River floodplain, which has seen flooding during major storms and SJRA Lake Conroe releases. Review FEMA's Flood Map Service Center for the specific parcel, request the seller's flood claims history, and get a Risk Rating 2.0 NFIP quote. Zone AE properties require lender-mandated flood coverage with federally backed mortgages.
Are there new construction options in 77384 under $400K?
Yes. Grand Central Park has had entry-level phases starting in the $300s, and Stewart Heights plus Wedgewood Falls resale regularly shows the $320K-$380K band. North Hills and Westridge Cove also have sub-$380K resale options. HAR 77384 data shows April 2026 median closed sales at $427,500 with some transactions closing below $350K, confirming attainable inventory remains in the ZIP.
What commercial amenities are near 77384, and is the area still growing?
The SH-242 corridor is one of the most active growth zones in North Houston. Texas Children's Hospital North Campus, HCA Houston Healthcare Conroe on I-45, the H-E-B at SH-242 near I-45, and a growing mix of restaurants, urgent care centers, and professional offices serve 77384 residents. The proximity to The Woodlands Town Center (5-10 minutes south on I-45) expands the retail and dining options substantially. Lake Conroe access via SH-105 adds a recreational dimension that purely suburban ZIP codes to the south lack.
Talk to a North Houston Expert Before You Choose Your 77384 Community
Grand Central Park townhomes, River Plantation resale homes, and new-construction phases in Wedgewood Falls all sit within the same ZIP code, but they carry materially different tax rates, flood risk profiles, school assignments, and HOA obligations. Getting those details right before you make an offer is the difference between a confident purchase and an expensive surprise at your first tax bill.
Erick Harbert and the Harbert Real Estate Group at Realty Right specialize in the North Houston and greater Houston suburban market, covering Conroe, The Woodlands, Spring, and surrounding communities. They can verify the MUD and taxing entity stack for any address in 77384, confirm school feeder zones through Conroe ISD, and walk you through flood risk documentation before you commit.
Contact the team: - Erick Harbert | Harbert Real Estate Group at Realty Right - Phone: (281) 305-2520 - Email: [email protected] - Office: 6605 Cypresswood Dr Ste 300, Spring TX 77379 - Website: harbertgroup.com
Additional resources for your North Houston home search:
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